I'm not sure what's more worrysome about this: That this happened in a blue state (Rhode Island), or that one could see the Government (in the form of Homeland Security, or the War On
I suppose I could see why the government would do this: If someone were to spend lots of money then suddenly pay them all off, someone would want to make sure it's all your money and you got it legally. Still, it looks like the Government has sold itself out to the Creditor companies.
Be afraid. Be very afraid. If you can stay away from the credit cards DO SO; otherwise every attempt to pay off your debt will be rebuffed and possibly lead to felony charges!
(No I don't like this. At All.)